Do you need car insurance in China?

If you’re going to drive a car in China, you’re going to need some form of car insurance – as with many other countries, China requires all drivers to be insured to a minimum standard before driving.. … Many drivers will also buy a separate third-party liability insurance policy.

Is car insurance compulsory in China?

Auto insurance in China is divided into mandatory auto liability insurance and other types of auto insurance (commonly referred to as “commercial” auto insurance). … Commercial auto insurance (coverage for damage and injuries to vehicles and passengers) is not widely available.

Is car insurance really necessary?

Having car insurance is required by law in most states. If you are at fault in a car accident, the auto liability coverage required on your car insurance policy helps pay for covered losses, such as the other party’s medical bills and damage to their vehicle or other property that results from the accident.

What states have no car insurance?

There are only two states where car insurance is not mandatory for all drivers: Virginia and New Hampshire. In Virginia, an uninsured motor vehicle fee may be paid to the state, while in New Hampshire, vehicle owners have the option to post cash bonds.

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Is car insurance required in the Philippines?

Having car insurance in the Philippines is a necessity, in fact, even the government requires you to get Compulsory Third Party Liability (CTPL) for your vehicle when you registered it. … It only covers the death or injury of a third party and not the damages to the vehicle itself.

Do all countries require car insurance?

Auto insurance policies are present in just about every country in the world. It isn’t exactly a luxury to get one, but rather a necessity, and even an obligation under the law in several countries.

Is it illegal to not have car insurance?

Driving without a car insurance policy is illegal as per the Motor Vehicles Act, 1998. Third-Party Liability Insurance is mandatory for all motor vehicles to drive legally in India.

Is it illegal to not have car insurance in California?

Driving without insurance is illegal. Also, you must have liability coverage to register your car. Your insurance company tells the California Department of Motor Vehicles (DMV) if you buy auto insurance or if you stop paying your premium.

Can I register my car without insurance in Philippines?

All car owners in the Philippines have a knowledge on the necessity of having a car insurance. … As stated above, before one can register their vehicle, or renew the registration of their vehicle with the Land Transportation Office, having car insurance is mandatory.

What is PD No 612?

All rights, title and interest in the policy of insurance taken out by an original owner on the life or health of a minor shall automatically vest in the minor upon the death of the original owner, unless otherwise provided for in the policy.

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Do I need Ctpl if I have comprehensive?

Car owners know this. They need to present a Compulsory Third Party Liability coverage (CTPL) in addition to their comprehensive car insurance coverage before they can register their vehicles. … Comprehensive car insurance can also be purchased for extra protection, but isn’t required by law.